Effective Date: August 2026

At Health Insurance Calicut, we value your privacy and are committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, store, and protect your information when you visit our website or contact us for health insurance guidance.

Information We Collect

We may collect the following information when you interact with our website:

• • Name
  • Phone number
  • Email address
  • Address (if voluntarily provided)
  • Age and family details required for insurance quotations
  • Information submitted through enquiry or consultation forms
  • Website usage information through cookies and analytics tools

How We Use Your Information

We use your information to:

• Respond to your enquiries and provide health insurance guidance.
• Help you compare suitable health insurance plans.
• Arrange consultations with our insurance advisor.
• Provide policy-related updates and customer support.
• Improve our website, services, and user experience.
• Comply with applicable legal and regulatory requirements.

We collect only the information necessary to provide our services.

Information Sharing

Your personal information is never sold or rented to third parties.

We may share your information only when necessary:

• With insurance providers for policy quotations or processing, subject to your request.
• With trusted service providers assisting in website operations.
• When required by law or regulatory authorities.

Data Security

We implement reasonable administrative, technical, and organizational measures to protect your personal information against unauthorized access, misuse, alteration, or disclosure. While we strive to safeguard your data, no online transmission or storage system can be guaranteed to be completely secure.

Cookies

Our website may use cookies and similar technologies to:

• Improve website functionality.
• Analyze visitor behaviour.
• Remember user preferences.
• Enhance website performance.

You can disable cookies through your browser settings, although some website features may not function properly.

Third-Party Links

Our website may contain links to third-party websites, including insurance companies or related service providers. We are not responsible for the privacy practices, content, or security of external websites. We encourage users to review the privacy policies of those websites before providing personal information.

Data Retention

We retain your information only for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and maintain business records.

Your Rights

You may request to:

• Access your personal information.
• Correct inaccurate information.
• Update your contact details.
• Request deletion of your personal information where legally permitted.
• Withdraw consent for future communications.

To exercise any of these rights, please contact us using the details below.

Children’s Privacy

Our website and services are not intended for children under the age of 18. We do not knowingly collect personal information from children.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our services, legal requirements, or business practices. Updated versions will be published on this page with the revised effective date.

Contact Us

If you have any questions regarding this Privacy Policy or how your information is handled, please contact:

Health Insurance Calicut
2nd Floor, CM Building, Sasthri Nagar Road, East Nadakkavu, Calicut – 673006
Phone: +91 88912 13676
Email: info@healthinsurancecalicut.in