Last Updated: August 2026

Welcome to Health Insurance Calicut. By accessing and using our website, you agree to comply with and be bound by the following Terms & Conditions. Please read these terms carefully before using our website or contacting us for our services.

1. Website Usage

By accessing this website, you agree to use it only for lawful purposes and in a way that does not infringe upon the rights or restrict the use of this website by others.

You must not:

• Use this website for any fraudulent or illegal activities.
• Attempt to gain unauthorized access to any part of the website.
• Copy, modify, or distribute website content without prior permission.

2. Information Accuracy

We strive to provide accurate and updated information about our healthcare services, insurance-related information, and other content available on this website.

However, we do not guarantee that all information is completely error-free, updated at all times, or suitable for every individual’s specific requirements. Users are advised to verify details before making decisions based on the information provided.

3. Healthcare Information Disclaimer

The information available on this website is intended for general awareness and informational purposes only.

The content provided should not be considered as a substitute for professional medical advice, diagnosis, or treatment. Always consult qualified healthcare professionals for medical concerns and personalized guidance.

4. Service Availability

We aim to provide uninterrupted access to our website and services. However, we do not guarantee that the website will always be available without interruptions due to technical issues, maintenance, or circumstances beyond our control.

5. Third-Party Links

Our website may contain links to third-party websites or resources for additional information.

We are not responsible for the content, privacy practices, availability, or accuracy of information provided by external websites. Users should review the terms and privacy policies of third-party websites before using them.

6. User Information

When you submit your details through our website forms, you agree to provide accurate and complete information.

We may use your submitted information to:

• Respond to your enquiries.
• Provide requested information about our services.
• Contact you regarding relevant service updates.

Your personal information will be handled according to our Privacy Policy.

7. Intellectual Property Rights

All content on this website, including text, images, graphics, logos, designs, and other materials, is the property of Health Insurance Calicut unless otherwise stated.

Unauthorized use, reproduction, or distribution of website content is prohibited.

8. Limitation of Liability

Health Insurance Calicut shall not be held responsible for any direct, indirect, or consequential losses resulting from the use of this website or reliance on the information provided.

Users are responsible for evaluating information and making decisions based on their individual requirements.

9. Changes to Terms & Conditions

We reserve the right to update or modify these Terms & Conditions at any time without prior notice.

Any changes will be effective immediately after being published on this page. Users are encouraged to review this page periodically.

10. Contact Us

If you have any questions regarding these Terms & Conditions, please contact us through the details available on our website.

Thank you for visiting Health Insurance Calicut.